Business Loan
Working capital and expansion finance tailored for MSMEs and growth-stage businesses.
RBI Listed NBFC
Accelerate Your Financial Growth with Smart Lending
Dhruva Capital Services Ltd. is an RBI-registered NBFC delivering secure, transparent, and growth-focused lending solutions for individuals and businesses.
Trusted nationwide
Borrower relationships
Strong lending scale
Credit facilitation
Deep experience
Experience
RBI Listed NBFC
Regulated Entity
EV/CV Loan
Finance your electric or commercial vehicle with transparent pricing and practical repayment plans.
Loan Against Property
Unlock property value for personal or business needs without selling your asset.
Affordable Home Loan
Affordable housing finance with customer-friendly terms for first-time and existing home buyers.
Gold Loan
Get quick liquidity against your gold with secure handling and minimal documentation.
Invoice Discounting
Improve working capital by unlocking funds tied up in unpaid invoices.
How It Works
Simple Steps to Get Started
1
Apply
2
Verify
3
Approve
4
Disburse
Why Choose Us
Built for Reliable Lending
Fast Processing
Quick eligibility checks and approval workflows for faster disbursals.
Transparent Charges
Clear pricing with no hidden surprises across products and tenures.
Secure & Compliant
Strong governance and RBI-compliant lending processes you can trust.
Expert Support
Dedicated relationship support from application to final disbursal.
Tools to help you decide
Loan amount
₹
Lower sample bound
Upper sample bound
Loan duration
Shorter term
Longer term
Rate of interest
%
Lower indicative band (p.a.)
Upper policy cap (p.a.)
Disclaimer: The aforementioned values are indicative only. Actual EMI, interest, and eligibility are subject to internal credit assessment, documentation, and prevailing policy.
Testimonials
What Our Clients Say
Amit Sharma
★★★★★
Quick sanction and transparent process. The team guided me through every step.
Sneha Agarwal
★★★★★
Very smooth loan experience and professional support from onboarding to disbursal.
Rajesh Gupta
★★★★★
Reliable NBFC partner for our business expansion requirements. Highly recommended.
Coming soon
Dhruva loan app — in development
We are building a secure mobile experience to track applications, repayments, and documents in one place. Google Play and App Store links will be added here once the app is live.
App stores — coming soon
Contact us